Our Services
Five ways to fund the next move, built around your numbers.
Sierra Marketing Inc connects businesses across all 50 states with banks, non-bank lenders, and institutional partners. Every structure below starts with your numbers, not a rate sheet.
What We Finance
Every product we arrange
Each card links to the full detail page for that product. Not sure where you fit? Send us your numbers and we will tell you plainly.
SBA & Bank Term Loans
Long horizon capital through banks and SBA programs, structured around your numbers. SBA lenders prefer 2+ years in business.
Learn more02SBA Loans
Government backed financing with terms built for sustainable growth, not quick exits.
Learn more03Merchant Cash Advance
Fast working capital against future receivables for businesses with 3+ months in operation.
Learn more04Business Line of Credit
Revolving capital you draw when you need it, so a slow week never becomes a missed opportunity.
Learn more05CRE Cash Out Refinance
Turn commercial property equity into working capital, typically at 60 to 75% LTV.
Learn moreBanks Move Slow. Opportunities Do Not.
Tell us about your business and we will come back with financing options structured around it.
Talk to usWhere To Start
Two paths, one conversation
Our products live on two detail pages. Bank grade term capital on one, fast working capital and property backed funding on the other.
Path One
SBA & Term Loans
Long horizon, bank grade capital for established operators. Government backed SBA programs and bank term loans, structured for sustainable growth rather than quick exits.
- SBA & Bank Term Loans for Businesses
- SBA Loans
SBA lenders prefer 2+ years in business.
Explore SBA & Term LoansPath Two
Commercial Financing
Working capital and property backed funding that moves at the speed of your business. Fast structures for revenue that cannot wait on a bank committee.
- Merchant Cash Advance
- Business Line of Credit
- Commercial Real Estate Cash Out Refinance
MCA from 3+ months in operation. CRE refinance typically 60 to 75% LTV.
Explore Commercial FinancingBefore You Apply
A quick check before we talk numbers
No guesswork. These are the working thresholds we quote every client, up front.
- Minimum monthly revenue of $15,000, the typical starting point for our clients
- 3+ months in operation for a merchant cash advance
- 2+ years in business preferred for SBA loans
- Commercial real estate cash out refinance typically at 60 to 75% LTV
Since 2017
Banks Move Slow. Opportunities Do Not.
Tell us about your business and your numbers. We will come back with financing options structured around them.