Business Financing

SBA & Term Loans

Long horizon capital through banks and SBA programs, structured around your numbers. Trusted business funding experts since 2017.

Banks Move Slow. Opportunities Do Not. We provide strategic financing built around your numbers, not a rate sheet.

The Products

Two paths to long horizon capital

Both put serious capital behind your business on a defined schedule. The right one depends on your history, your numbers, and what you are funding.

01

SBA Loans

Government backed financing with terms built for sustainable growth, not quick exits. SBA programs are designed for established businesses that want long horizon capital without giving up equity or cash flow.

  • Government backed programs through participating lenders
  • Terms built for sustainable, long term growth
  • Best suited to businesses with 2+ years of operating history

02

Bank Term Loans

A fixed amount of capital from a bank or institutional lender, repaid over a set schedule. A clean structure for expansion, equipment, refinancing, or any project where you know the number you need.

  • One lump sum with a defined repayment schedule
  • Sourced through banks, non-bank lenders, and institutional partners
  • Structured around your revenue and cash flow, not a rate sheet

Do You Qualify

Where the numbers start

No guesswork. These are the working thresholds we quote every client, up front.

$15,000per month

Minimum monthly revenue

The typical starting point for our clients across every product.

2+years

In business preferred for SBA loans

SBA lenders favor established operators with a track record.

50states

We work nationwide

New York based, connecting businesses across all 50 states.

Newer business or shorter track record? A merchant cash advance or business line of credit may fit while you build toward SBA terms. See our other financing options.

Why Sierra Marketing

A family and minority owned firm on your side of the table

To deliver transparent, strategic business financing that protects cash flow and drives sustainable growth. We structure every funding solution with clarity, discipline, and long term impact in mind.

Our Mission
About the firm

Transparent by design

Jason Sierra founded the firm in 2017 with a clear vision to bring transparency and strategy to the business funding industry. You see the structure and the terms plainly, before you sign anything.

Structured around your numbers

We do not push a product. We look at your revenue, your cash flow, and your plans, then map the SBA and term loan options that actually fit them.

A deep lender network

Banks, non-bank lenders, and institutional partners across all 50 states. When one desk says no, we know where to take your file next.

Built to protect cash flow

Our mission is financing that protects cash flow and drives sustainable growth. Every structure is weighed for its long term impact on your business, not just the funding date.

Banks Move Slow. Opportunities Do Not.

Apply for Funding

How It Works

From your numbers to a structured offer

Send us your numbers. We will map the options and tell you plainly what you qualify for.

  1. Step 1

    Send us your numbers

    Reach out by phone or email with a picture of your revenue and what you want to fund. No obligation, no pressure.

  2. Step 2

    We map your options

    We review your file against our network of banks, non-bank lenders, and institutional partners, and tell you plainly what you qualify for.

  3. Step 3

    You choose the structure

    We walk you through each option with clarity and discipline, then move your application forward with the lender that fits.

Client Reviews

Business owners who came for a loan and stayed

Real clients, in their own words.

My firm has had extremely positive experiences with Sierra Marketing Inc. in assisting us as the biggest funeral home and crematory in South Carolina in our business loan needs. Their commitment to supporting small businesses and personalized service speaks volumes about their dedication.
John Holley Jr

John Holley Jr

Funeral home and crematory, South Carolina

I have worked with Sierra Marketing Inc. for over 10 years, and they have consistently delivered fast, reliable business funding with complete professionalism. Jason Sierra and his team are responsive, knowledgeable, and deeply connected in the market.
AW

Abraham Woods

Since 2017

Ready to talk terms?

Tell us about your business and your numbers. We will come back with SBA and term loan options structured around them.